YNAB (You Need A Budget)

YNAB (You Need A Budget)

Category: Finance
Version: 22.1
Adult Rating: 4+
Filesize: 42.88 MB
Developer: You Need A Budget LLC
Compatibility:   iOS 13.0 +.
Score: 4.81234
From 37,414 Ratings



Download YNAB (You Need A Budget) 22.1 for iPhone/iPad by You Need A Budget LLC directly from Apple Appstore. This app version requires iOS 4+ to be able to install and run.

It should be noted that this website doesn't provide the IPA file for the Apps listed


YNAB—Budgeting, Personal Finance, Expense Tracker Your money doesn’t have to be messy. Get a handle on your personal finances by budgeting with YNAB—a proven method and budgeting app that gives you real results. On average, new budgeters save $600 in their first two months and more than $6,000 their first year. Pay off more debt, grow your savings, and reach your goals faster. See a complete view of your personal finances. Gain total control of your money with YNAB. Try it free for 30 days. Key Features: • Bank Sync: Securely link your accounts and see your complete financial picture in one place. • Real-Time Expense Tracking: View changes to your budget in real time across devices, making it simple to share finances with a partner. • Loan Calculator: Find more money for your debt with our loan planner tool. We’ll calculate the interest and time saved for every extra dollar you put towards debt. • Goal Tracking: Turn your financial goals into reality. Create categories for your financial goals and see your progress at a glance. • Spending & Net Worth Reports: Visualize your spending and obsess over your progress with budget reports. See your average grocery spend (down to the cent) and your growing net worth in full technicolor glory. • No Ads: We don’t (and won’t) sell your data. We don’t pitch you recommended products in-app. When you open your budget app, it’s just that—your budget. • Award-Winning Customer Support: Ask our award-winning support team your budgeting questions anytime via email or live chat. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before Tired of timing bills to pay day? Frustrated that you make OK money, but have nothing to show for it? The YNAB budgeting app and its simple four-rule method will help you demolish your debt, save piles of cash, spend without guilt, and reach your financial goals faster. Free for 30 Days, Then Monthly or Annual Subscriptions Available Subscription Details - YNAB is a one-year auto-renewable subscription, billed monthly or annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated


  • Direct Import does not work with AmEx

    By KJ19274
    The only way for this app to work is to manually input every transaction. Which is not feasible in this day and age. YNAB support would never give me a straight answer on if this would ever be fixed with AmEx. If I have to manually import everything might as well use an excel spreadsheet.
  • Garbage.

    By Weeb Tet
    Does not sync with any bank to find your bills or your balance. Does not sync with any utility to find you bills or balance. It entirely depends on you to fill out, track, and manage every single part of creating and maintaining a budget, with zero helpful input or instructions. Save 100$/year, grab a piece of paper and you now have an alternative to YNAB with the same features.
    Edit: okay, it can sync your balances from your banks. But it does not let you create new bill categories after the first screen. So unless you already know how much you spend on every bill and when you spend it, this app is useless. And, if you already know how much you spend and where to the point where you can properly set this up, you don't need this app.
  • More visualizations for the price

    By Sircoffee
    At $14.99, and with the possibility of higher prices in the future, more data visitations should be offered. Maybe give insights or suggestions for spending and budgeting.
  • Great tool

    By SusieF222
    I have learned to really budget and am seeing results already after 3 months.
  • Bank feeds unreliable

    By jaredtking
    I’ve used this app for a few years. While it’s great for budgeting the bank account feeds are constantly disconnecting and generally a pain. I wish they would do something to fix the connections to bank accounts, credit cards, etc.
  • I don’t get the hype

    By Georgebgjbdfh
    Very confused what “funding” means and why can’t i create a new category when addressing a new transaction? Seems pretty silly
  • Does not work as advertised

    By <>
    Beware aware that the direct import feature is spotty at best. I’ve been using this app for years and have had constant trouble with it. When you contact tech support about it, they tell you that it will never work flawlessly because of your bank and their import partners. It’s very disappointing that they blame others and  don’t stand behind their product.
  • Life. Changer.

    By wordsfromjeff
    Managing money has always been stressful for me, like wrangling cats or trying to stop a mudslide. YNAB makes it FUN, and I've never felt more in control of my money. And I actually look forward to using it. I don't even know who I am anymore.
  • Really wanted this to be useful

    By Njfelix11
    Ok so it’s great at integrating with my bank that’s why it got 2 stars instead of one but that didn’t help me save money at all and It pretty much just shows you how broke you are except it makes it worse. Doesn’t provide suggestions on how to budget just shows you what you spend money on. I honestly don’t know who this app would be useful for.
  • It’s so much more than an app!

    By The Spiky Haired Girl
    The app is stellar but YNAB is so much more than an app. It’s also coaching and education. And you can utilize all of it or none of it. YNAB’s culture is never shaming for the choices you’ve made (good bad or indifferent) but rather identifying YOUR needs and YOUR goals and helping you get there. I truly love it. The biggest dopamine hit is getting a bill & having no stress bc you’ve already saved the money (& in tiny monthly chunks so it didn’t hurt as bad as one huge payment). My first yearly goal was a $3500 credit card payoff…I did it in the first quarter. Thanks YNAB, thanks content creators, thanks Devs, thanks Jesse!